Product Owner Digital Banking (f/m/x)





permanent position


from € 5.000,-

Monatl. Gehalt

Product Owner Digital Banking (f/m/x)

Our client is an international financial services provider, serving companies and private clients in a wide range of industries in many European countries. To establish a new digital banking team, our customer is currently looking for a Product Owner Digital Banking (f/m/x) with a focus on Consumer Lending.

These exciting tasks are waiting for you:

  • Define digital e2e unsecured lending vision, consumer loan product value proposition, product functional and differentiating parameters and pricing
  • Be in charge of product overall financial performance and compliance, set a business plan (incl. sales plan) and steer the product business case towards it in cooperation with the key stakeholders: sales, risk, operations, IT
  • Represent customer insight within the team, lead a market research and market testing initiatives to understand unsecured digital e2e consumer lending market appetites and opportunities; test and understand customer behavior maximizing sales and optimizing pricing
  • In the build-up phase: define and align product solution epics, orchestrate a cross-functional development team, gather requirements from all stakeholders, verify a solution design and define customer journeys & key elements of UX/UI
  • Coordinate area Product Owners representing the business side within the agile IT delivery teams, make sure that product solution epics are elaborated by area Product Owners into use stories / user acceptance criteria
  • Closely cooperate with designers, validate customer journeys, wireframes and other critical elements of UX/UI
  • Review agile delivery teams results in terms of compliance, assist in troubleshooting and incidents resolution, support solution development being the first business point of contact for the IT delivery team

Your experience so far:

  • 5+ years of experience in unsecured consumer lending business for private individuals in a banking or a non-banking organization in CEE region
  • Solid experience in delivering large agile projects
  • Experience in Polish market research and testing
  • Full understanding and solid experience in product setup (accounting) within a core banking system
  • Experience in defining consumer lending workflows (loan origination process) and setting up a new retail lending business line and product
  • Digital savvy, understanding of digital/neo banking industry and recent financial innovations
  • Experience in business analysis and implementation of retail banking IT solutions is an advantage
  • Financial modelling skills is an advantage
  • Credit risk management knowledge is an advantage
  • Advanced communication and negotiation skills, experience in getting structured requirements from stakeholders
  • Fluent English and Polish


What our client offers:

  • International agile team with a start-up culture
  • Flexible working hours
  • Continuous further education
  • A lot of additional benefits in a stable corporate environment


Mag. Tina Landreau

Talent Scout
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Mag. Tina Landreau